7 Ways to Save Money This Month - Debt Free Living
Posted at 5:11 PM
7 Ways to Save Money This Month!
by Tammy Ames (c) 2006
Shop out of season - As spring clothes and summer wear are being brought out to display at your local department stores, check out the clearance rack. Especially winter coats, ski pants, wool socks and boots in the next size up can be picked up cheaply. Shopping in the spring for winter clothes and outerwear for other family members will give you a head start on Christmas shopping.
Make your own lunch - By eating at home or bringing your own lunch, you will save about $25 a week. That is over $100 a month that you can invest or pay down your credit card debt faster. Imagine putting an extra hundred dollars a month on your mortgage principal or clear up your list of smaller debts that nag at you.
Empty your pocket change into a cookie jar at the end of each day. See how much you save in one month, it will motivate you to keep your hands OUT of the cookie jar! Set yourself an attainable prize for your cookie jar money at the end of one year like a day trip or even a fun weekend away from the kids that you paid for with your pocket change!
Keep track of every time you spend money for one month. Just being AWARE of the fact you are going to write it down will curb some of your impulse spending. At the end of the month make a list of where you are NOT going to spend your money impulsively. Making yourself and other family members ACCOUNTABLE will simply save you some money. You can tackle the HOW of saving even more money when you find the leaky parts of your wallet or checkbook.
Double check your telephone service - Whether it's your landline or cell phone, take the find out if you have the most cost effective service programs for how you use your telephone. Make sure you have the lowest rate and discounts available for your current telephone usage. Telephone services are often very competitive and want your business. Make them prove you have the best deal going for your telephone usage.
Save on gas - You can check prices of gas in your local area with websites like gasbuddy.com to make sure you are getting the lowest price when you get gas. If it’s a great price (if there is such a thing!) then fill it and paying cash instead of with a credit card. Drive gently, keep the load on your car light, keep the car rack empty or remove it, combine errands, car pool and keep your car in good running condition. This is where a mechanic that will barter services would in handy!
Pick up a copy of Leo Quinn's How to Own Your Paycheck Again. Not only will you get his ebook that gives you step by step help to gain back control of your money. He will show you how to pay of your personal debt faster than you think possible. In fact, according to Leo Quinn - The more you owe, the faster you will become debt free.
Of course, your success is dependent on how committed you are to his program BUT once you use the Debt Cruncher software that comes with his "How to Own Your Paycheck Again" you will know exactly WHEN you can become debt free. For the cost of dinner and night at the movies for two, you can be on your way to saving money every month while paying off your debt FAST!
Learn more about Leo Quinn's How to Own Your Paycheck Again and be sure to let me know how much it helped YOU.
Tammy Ames - Owner of WAHM Connections and publisher of Work at Home Connections Ezine Online. If you want to earn money online selling on eBay then check out the Sell on eBay Blog Tammy offers for eBay entrepreneurs!
by Tammy Ames (c) 2006
Shop out of season - As spring clothes and summer wear are being brought out to display at your local department stores, check out the clearance rack. Especially winter coats, ski pants, wool socks and boots in the next size up can be picked up cheaply. Shopping in the spring for winter clothes and outerwear for other family members will give you a head start on Christmas shopping.
Make your own lunch - By eating at home or bringing your own lunch, you will save about $25 a week. That is over $100 a month that you can invest or pay down your credit card debt faster. Imagine putting an extra hundred dollars a month on your mortgage principal or clear up your list of smaller debts that nag at you.
Empty your pocket change into a cookie jar at the end of each day. See how much you save in one month, it will motivate you to keep your hands OUT of the cookie jar! Set yourself an attainable prize for your cookie jar money at the end of one year like a day trip or even a fun weekend away from the kids that you paid for with your pocket change!
Keep track of every time you spend money for one month. Just being AWARE of the fact you are going to write it down will curb some of your impulse spending. At the end of the month make a list of where you are NOT going to spend your money impulsively. Making yourself and other family members ACCOUNTABLE will simply save you some money. You can tackle the HOW of saving even more money when you find the leaky parts of your wallet or checkbook.
Double check your telephone service - Whether it's your landline or cell phone, take the find out if you have the most cost effective service programs for how you use your telephone. Make sure you have the lowest rate and discounts available for your current telephone usage. Telephone services are often very competitive and want your business. Make them prove you have the best deal going for your telephone usage.
Save on gas - You can check prices of gas in your local area with websites like gasbuddy.com to make sure you are getting the lowest price when you get gas. If it’s a great price (if there is such a thing!) then fill it and paying cash instead of with a credit card. Drive gently, keep the load on your car light, keep the car rack empty or remove it, combine errands, car pool and keep your car in good running condition. This is where a mechanic that will barter services would in handy!
Pick up a copy of Leo Quinn's How to Own Your Paycheck Again. Not only will you get his ebook that gives you step by step help to gain back control of your money. He will show you how to pay of your personal debt faster than you think possible. In fact, according to Leo Quinn - The more you owe, the faster you will become debt free.
Of course, your success is dependent on how committed you are to his program BUT once you use the Debt Cruncher software that comes with his "How to Own Your Paycheck Again" you will know exactly WHEN you can become debt free. For the cost of dinner and night at the movies for two, you can be on your way to saving money every month while paying off your debt FAST!
Learn more about Leo Quinn's How to Own Your Paycheck Again and be sure to let me know how much it helped YOU.
Tammy Ames - Owner of WAHM Connections and publisher of Work at Home Connections Ezine Online. If you want to earn money online selling on eBay then check out the Sell on eBay Blog Tammy offers for eBay entrepreneurs!
